TERMS & CONDITIONS

1. We require proof of identity and an address in order to set up the loan. (need to create a table of accepted ID - MUST BE photo ID, national identity card, passport, driving licence, utility bill in last 3 months, council tax bill, bank statement)

2. All our loan contracts are for a minimum of 6 months. The loans are redeemable at anytime during this period. At the end of the contract term the loan may be extended upon receipt of an interest payment.

3. Should a loan not be renewed or there be a default on payment of interest, we will inform in writing of our intention to sell. On selling the goods we retain our loan, interest and auction costs. Any surplus will be returned to the owner.

All loan costs are accompanied by an APR quote.