Online Pawn Shop
Pawn shop loans online
Online Pawn Shop
Pawn shop loans online
Pawnbroker Loans Online
Transact with us from the comfort of your own home with our fully insured online pawnbroker service. Send safely today, received tomorrow, payment to you – all in 24 to 72 hours.
Free expert valuation
No credit checks
Trusted for over 250 years
£300m provided in finance
UK wide service
Three London showrooms
No early redemption fees
Interest payable at redemption
Redeem the loan at anytime
How to Get a Pawn Shop Loan Online
Contact us
Get in touch with us online,
in-store or by phone.
Accept Offer
RECEIVE YOUR OFFER FROM OUR
SPECIALISTS IN AS LITTLE AS 1 HOUR.
RECEIVE MONEY
ACCEPT THE AGREEMENT AND RECEIVE
THE MONEY VIA SAME-DAY BANK TRANSFER.
WE OFFER SEVERAL OPTIONS:
Courier Service
Use our free insured Special Delivery courier service to send your items to us, or we can send our courier to you to collect your items. Receive money in 24 – 48 hours from your home
In Store
Bring your items into one of our London stores today. You are welcome to book an appointment with our expert appraisers and they will be ready to meet you when you arrive. You are welcome to complete the process in-store or handle the rest remotely.
HOW WE VALUE YOUR ITEMS:
Our highly trained specialists consider many factors when valuing your items to ensure we provide you with the most accurate and up to date valuation. The most important factors are:
Brand
Brand is one of the strongest indicators of value when assessing items for a pawn loan. Established luxury names with a reputation for exceptional craftsmanship tend to command higher loan offers. Items from highly sought-after designers or limited-production lines often retain value more reliably.
Material
The materials used in your item play a significant role in its valuation. Precious metals such as gold, platinum and high-carat silver, as well as gemstones like diamonds, sapphires or emeralds, contribute directly to value.
Condition
An item’s current condition can influence the loan value we can offer. Normal wear is expected, especially for well-loved pieces, but noticeable scratches, dents, missing stones, worn settings or any structural damage may affect the valuation. If your item is in excellent condition or has been well maintained, this may increase the loan value.
Market Value
To ensure accuracy and fairness, we review up-to-date market information including recent auction results, private sale data and current demand for similar items. This helps us provide a valuation aligned with live market trends.
Provenance
Any original packaging, certificates, receipts or documentation can help verify authenticity and support a higher loan value. While these materials can enhance your valuation, if you no longer have them, we can still assess your item and provide a reliable loan estimate.
LOOKING AFTER YOUR ITEMS:
Transport
If you use our courier service to have your items collected from your home & send your items to us, they will be insured up to £20,000 during transportation.
Storage
Whilst your items are with us to be valued by our specialists or if your items are under loan with us, it is stored in protective packaging in our highly secure vaults.
Care
When your items are with us, we take every step necessary to look after it. Our valuation specialists and inventory managers handle your items with care to make sure your luxury valuables are returned to you in the same condition we received them in.
How to Ship Luxury Goods
Shipping high-value items requires care and secure packaging. To make the process simple and stress-free, we’ve created a step-by-step guide covering everything from what you need to send to how to prepare your item. Follow our recommendations to ensure your luxury goods arrive safely and are fully protected in transit.
Best Online Pawn Shop for Loans
We consider ourselves one of the top-rated online pawnbrokers as we offer:
- Fast funding within 24 to 72 hours from the comfort of your home
- A secure and tracked UK-wide courier service, fully insured up to £20,000
- Arrange a home visit from our expert team for higher value collections
- Years of experience providing online pawn loans across the UK
- A trusted service used by thousands to loan or sell their valuables
Get a Free Quote NOW
0800 038 9839
transact from Home & In Store
We welcome you to visit any of our secure and private London stores. We recommend booking an appointment to ensure a prompt service. If you're short on time, you can drop off your items, and we can sort the rest remotely.
If you don’t live or work locally, you can use our free, fully insured (up to £20,000) special delivery courier service. Send safely today, received tomorrow, payment to you - all in 72 hours.
FREQUENTLY ASKED QUESTIONS
What items do you accept for online pawn loans?
We are a high-end online pawn shop specialising in offering fast loans against luxury watches, jewellery, diamonds, gold, fine art, antiques, classic cars, handbags, rare books, and other luxury items.
How do you value assets?
Our experts use market intelligence such as auction valuations, the gold spot rate and the diamond price index. Age, condition and rarity are assessed by our experts to ensure a fair valuation and online pawn shop quote.
Where are my assets stored?
Smaller valuables such as watches and jewellery are securely held in our London based vaults. Larger items such as cars are safely stored by our specialist UK partners.
How do I get my items back after pawning online?
Your items will be securely returned to you via the same method, free of charge, as soon as the loan and interest are repaid.
How much can I borrow as an online pawn loan?
We calculate borrowing as a percentage of your item value. For example we loan up to 70% against watches and jewellery.
Is your online pawn service regulated?
Our lending service is fully regulated by the Financial Conduct Authority. Company reference number 731198. Our online pawn agreements are regulated by the Consumer Credit Act.
Do you complete a credit check?
Our online pawn loans are not subject to credit checks as your valuable(s) act as financial security. We do however verify your ID and address before funds are released.
How do I receive the online pawn loan value?
Following formal identification, payment will be made by bank transfer to your UK bank account. Funds cannot be transferred to a third party account.
Where do you offer online pawn shop services in the UK?
We offer our online pawn shop services throughout the UK. Here are some examples of the areas we serve:
Home Counties: St Albans, Bromley, Essex, Surrey, Richmond, Maidstone, Kingston, Watford, Reading, Milton Keynes, Croydon.
Cities: Birmingham, Oxford, Brighton, Cambridge, Manchester, Bristol, Edinburgh, Newcastle, Cheltenham, Eastbourne, Southampton, Plymouth, Liverpool, Leeds, Nottingham, Sheffield, Canterbury.
Wherever you’re based in the UK, we provide insured courier and home collection services for a hassle-free experience.
Can I get a pawn shop online quote?
Yes, we provide pawn quotes online. Please complete our enquiry form, and we can usually provide an online pawn offer within hours.
Do you have an online pawn estimator?
We do have an online gold loan calculator, but for a precise online pawn shop appraisal, simply complete our quote form.
Can I sell to a pawn shop online?
Yes, you can sell to a pawn shop online. Not all online pawnbrokers buy luxury items, but we do.
What can I pawn for quick cash online?
You can pawn a wide range of luxury valuables with us, including jewellery, gold, watches, diamonds, and other high-value items.
Do you offer pawn shop loans online instantly?
No pawnbroker can offer truly instant online loans, as they must first take physical possession of your item. If you visit one of our London pawn stores, we can release funds the same day. With our secure courier service, the online pawn process can theoretically be completed within 24 hours (send today, we receive tomorrow), though we generally advise allowing 48 to 72 hours.
Can I pawn items online with you?
Yes, you can pawn stuff online with us, though we only accept high value pawn items, so your valuables must meet our minimum pawn value of £500.
What are your online pawnbrokers UK reviews like?
Our Trustpilot and Google reviews are excellent, with many customers highlighting their positive experiences and the ease of using our home collection pawnbroking service.
Can I pawn electronics online with you?
No, we do not accept electronics such as phones, TVs, DVDs, games consoles, laptops and computers.
How do online pawnbrokers work?
Online pawnbrokers work just like a traditional pawn shop, but the process is handled remotely. You send us details of your item, we provide a valuation, and if you accept, we arrange secure courier collection or in-person drop-off. Once the agreement is signed and your ID verified, funds are transferred directly to your bank account.
How do I give you my items if I pawn online?
We provide a fully insured courier service so you can pawn your jewellery and watches online from anywhere in the country. Or you can drop items off in person at any of our London branches and handle the rest remotely.
How do I sign the pawn agreement online?
Our online pawn agreement can be sent by email for your approval through the digital signature tool ‘DocuSign’. This acts as legal acceptance of your loan.
Our Pawnbroking Loan Rates
Terms
All our loans are for 6 months and are secured against your valuables. Maximum APR (including all fees): 93.21%. Minimum and maximum repayment term of 6 months. These loans are redeemable at any point during the loan period. Only the loan amount and accrued monthly interest are payable if the loan is redeemed before the end of the loan term.
REPRESENTATIVE EXAMPLE
Loan amount of £1,000. Loan term of 6 months. Interest rate of 6.5% per month (fixed). Total interest of £390 over 6 months. Total repayable amount in one instalment is £1,390. Representative APR is 93.21% (including all fees).
Risk Warning: If the loan is not repaid, the assets may be sold.