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Interest rates

Pawn shop interest rates

See our competitive interest rates for pawn loans, with transparent pricing and no hidden fees.

Interest on a pawn loan

Our pawn shop interest rates

Our loan interest rates are lower than the UK's leading pawnbroker. For loans over £15,000, our rates vary, please get in touch.

Loan Amount Monthly Interest Rate APR % (Annual Percentage Rate)
£500 – £4,999 6.5% 93.21%
£5,000 – £14,999 6.0% 84.96%
£15,000+ Interest rates vary. Please enquire for more information.
PAWN SHOP LOAN CALCULATOR

Loan calculator

Use our online pawn loan calculator to get an idea of your repayment amount. For loans of £15,000+, rates vary, so please get in touch.

How much would you like to borrow?

£5,000

£500

£15,000+

How many months do you want to borrow for?

1
2
3
4
5
6

Calculate your rate

Monthly interest rate

Total interest payable

Total to redeem

6.5%

£1,000

£1,000

Interest rates on loans above £14,999 vary. The larger the loan, the lower the interest rate. Please enquire for more information.

Save £500 compared to the UK's largest pawnbroker

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Luxury asset loan value

Loan to value by luxury asset

Loan to value is how much we can lend as a percentage of an asset's resale or auction based value. It differs by type, so here is the rate and minimum loan for each.

Asset type Loan to value Minimum loan amount Minimum valuation
Watches Up to 70% £500 £700
Jewellery Up to 70% £500 £700
Gold Up to 75% £500 £700
Handbags Up to 65% £1,000 £1,500
Fine art Up to 60% £30,000 £50,000
Classic cars Up to 60% £50,000 £80,000
Fine wine Up to 60% £30,000 £50,000
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Luxury asset valuation

Our valuation process

Each item is professionally assessed by our specialists, who consider its quality, provenance and market value to deliver a competitive valuation.

customer in watch valuation appointment with member of staff
GET IN TOUCH

Get started

Get in touch with our team for a free quote and start raising money on your luxury assets today. It only takes a few minutes to get started.

TERMS AND REPRESENTATIVE EXAMPLE

Our loan rates

All our loans are for 6 months and are secured against your valuables. Maximum APR (including all fees): 93.21%. Minimum and maximum repayment term of 6 months. These loans are redeemable at any point during the loan period. Only the loan amount and accrued monthly interest are payable if the loan is redeemed before the end of the loan term. Loan amount of £1,000. Loan term of 6 months. Interest rate of 6.5% per month (fixed). Total interest of £390 over 6 months. Total repayable amount in one instalment is £1,390. Representative APR is 93.21% (including all fees). Risk Warning: If the loan is not repaid, the assets may be sold. Our registered and main trading address is 127 Victoria Street, London, SW1E 6RD.