Diamond Pawn Shop
Loan Against Your Diamond Engagement Ring, Jewellery and Loose Diamonds
We offer short term pawn loans against your diamonds. All our diamond valuations are based on up-to-date Rapaport pricing which is the industry standard for diamond pricing. Get in touch with us today to receive a quote.
Why choose us
Fast
Receive money in as little as an hour.
Expert
Trusted pawnbroker and jeweller for over 250 years.
Competitive
Accurate valuations and competitive loan rates.
Confidential
Discreet service with no credit checks.
Fast
Receive money in as little as an hour.
Expert
Trusted pawnbroker and jeweller for over 250 years.
Competitive
Accurate valuations and competitive loan rates.
Confidential
Discreet service with no credit checks.
Get a Free Quote NOW
0800 038 9839A FAST AND SIMPLE PROCESS
Contact us
Get in touch with us online,
in-store or by phone.
Accept Offer
RECEIVE YOUR OFFER FROM OUR
SPECIALISTS IN AS LITTLE AS 1 HOUR.
RECEIVE MONEY
ACCEPT THE AGREEMENT AND RECEIVE
THE MONEY VIA SAME-DAY BANK TRANSFER.
GETTING YOUR DIAMONDS TO US
WE OFFER SEVERAL OPTIONS:
IN-STORE
Bring your diamond(s) into one of our London stores today.
You are welcome to book an appointment with our expert appraisers and they will be ready to meet you when you arrive.
COURIER SERVICE
Use our free insured Special Delivery courier service to send your diamonds to us, or we can send our courier to you to collect your diamonds. Receive money in 24 – 48 hours from your home.
STAFF COLLECTION
Have your high-value diamond(s) collected by one of our staff members at a convenient time and place for you.
HOME VISIT
For high-value diamonds, our specialists can come to you to value your luxury assets.
Valuing Your Diamonds
Our highly trained specialists consider many factors when valuing your diamonds to ensure we provide you with the most accurate and up to date valuation. The most important factors are the ‘four Cs’ certification:
CARAT
Carat is the unit of measurement for the weight of diamonds. Generally, a diamond’s value increases in line with the carat weight, however diamonds with equal carat weight can differ in value depending on other valuation factors.
CLARITY
Clarity is the assessment of the inclusions (internal flaws) and blemishes (external imperfections) of your diamond. A gemstone with no visible inclusions or blemishes is graded as ‘flawless’ and therefore, likely to be of higher value.
CUT
The cut is often thought of as the diamond’s shape (oval, pear, round etc.), however it is also about how well the diamond has been cut and finished. The proportions, depth, symmetry and polish will all impact the aesthetic appearance value of the stone.
COLOUR
Diamonds come in many different colours, ranging from pink to blue. However, the most common are colourless. Colourless diamonds are graded on their lack of colour and any yellow, brown or grey tints can impact value.
CERTIFICATION
A laboratory certificate from institutions such as GIA, HRD, and Anchorcert all help maximise the value of your diamonds.
Security and Care
LOOKING AFTER YOUR DIAMONDS
TRANSPORT
If you use our courier service to have your diamond(s) collected from your home or you send your items to us, they will be insured up to £20,000 during transportation.
If your diamond(s) is of high value and you use our staff collection service, they will be insured up to £100,000 during transportation.
STORAGE
Whilst your diamond(s) is with us to be valued by our specialists or if your diamond(s) is under loan with us, it is stored in protective packaging in our highly secure vaults.
CARE
When your diamond(s) is with us, we take every step necessary to look after it. Our valuation specialists and inventory managers handle your diamond(s) with care to make sure your luxury valuables are returned to you in the same condition we received them in.
FREQUENTLY ASKED QUESTIONS
Why loan against your diamonds?
Your diamond(s) can be the solution to your short term cashflow needs. Borrowing against your diamond(s) enables you to keep possession of them, preventing you from having to sell.
How much can I pawn my diamonds for?
We offer loans from £500 up to £2 million. Suttons and Robertsons can lend up to 60% of the value of your diamonds. This means that if you are pawning a collection of GIA certified diamonds valued at £13,500, we could lend you a maximum of £8,100 (60% of the value).
What determines a diamond’s value?
A diamond’s value depends on many factors. As diamond specialists, we know exactly what we are looking for in a gemstone. We can offer you a loan against your jewellery collection if you are seeking to pawn a diamond ring, necklace or earrings. We’ll be pleased to take a look at your item.
Diamonds are the cornerstone of jewellery design and they hold their value, but where they are from, how they’ve been set, the size and carat of the brand are all important factors in a valuation.
How do you assess the quality of a diamond?
All diamond set jewellery has been used for centuries as a store of wealth. The diamonds are assessed on what is known as the 4 Cs. Carat weight, colour, clarity and cut. Although more recently, a fifth C, Certificate, has become important.
How does the colour impact diamond value?
The diamond colour evaluation of most gem-quality diamonds is based on the absence of colour. A chemically pure, structurally perfect diamond has no hue and consequently a higher value. The D-to-Z diamond colour-grading system measures the degree of colourlessness by comparing a stone under controlled lighting and precise viewing conditions to master stones of established colour value. The industry’s most widely accepted grading system is produced by GIA. The scale begins with the letter D, representing colourless, and continues, with increasing presence of colour, to the letter Z. Many of these colour distinctions are so subtle that they are invisible to the untrained eye; however, these distinctions make a very big difference in diamond quality price. When an experienced pawnbroker, such as Suttons and Robertsons, assesses any piece of diamond jewellery for a diamond jewellery loan, they will assess the above qualities to determine a loan value. As the 4 C’s of a diamond are assessed under laboratory conditions, which has come more to the fore as an important part of assessing the value of your diamond is a certificate.
What is the carat weight of my diamond?
Diamond carat weight is the measurement of how much a diamond weighs. A metric “carat” is defined as 200 milligrams. Each carat can be subdivided into 100 ‘points’. This allows very precise measurements to the hundredth decimal place. Sometimes when describing the weight of a diamond that is below one carat, it is often referred to by ‘points’ alone. It can also be referred to as a fraction. For instance, a diamond that weighs 0.25 carats is often described as a twenty-five pointer or as ¼ carat. Diamonds weighing greater than one carat are usually expressed as whole numbers decimals shown to two decimal places. All else being equal, diamond price increases with diamond carat weight because larger diamonds are rarer and more desirable. But two diamonds of equal carat weight can have very different values (and prices) depending on three other factors of the diamond 4Cs. It’s important to remember that a diamond’s value is determined using all of the 4Cs, not just carat weight.
What is the cut of my diamond?
Diamonds are renowned for their ability to transmit light sparkle intensely. We often think of a diamond’s cut as shape (round, emerald, pear), but a diamond’s cut grade is really about how well a diamond’s facets interact with light. Precise artistry and workmanship are required to fashion a stone, so its proportions, symmetry, and polish deliver the magnificent return of light only possible in a diamond. A diamond’s cut is crucial to the stone’s final beauty value. And of all the diamond 4Cs, it is the most complex and technically difficult to analyse. To determine the cut grade of the standard round brilliant diamond – the shape that dominates the majority of diamond jewellery –the laboratory carrying out the certificate calculates the proportions of those facets that influence the diamond’s face-up appearance. These proportions allow the assessor to evaluate how successfully a diamond interacts with light and to create desirable visual effects such as: Brightness: Internal external white light reflected from a diamond Fire: The scattering of white light into all the colours of the rainbow Scintillation: The amount of sparkle a diamond produces, the pattern of light dark areas caused by reflections within the diamond The diamond’s cut grade also takes into account the design and craftsmanship of the diamond, including its weight relative to its diameter, its girdle thickness (which affects its durability), the symmetry of its facet arrangement, and the quality of polish on those facets.
What is the clarity of my diamond?
Inclusions and blemishes are structural imperfections which affect the clarity grading of diamonds. Inclusions are largely crystals of diamond or foreign material that have formed within the stone affecting the internal composition, while blemishes are flaws which affect the stone’s surface. The size, number, colour, location, orientation, and visibility of inclusions blemishes are all taken into account when evaluating the clarity of a diamond. When inspected through a ten times magnification jewellers loupe, the following grades are given: FL- Flawless; no inclusions and no blemishes, IF- Internally Flawless; no inclusions (Very difficult for a trained grader to spot), VVS1-Very very slightly included grade 1, VVS2-Very very slightly included grade 2 (Difficult to spot classed as minor), VS1- Very slightly included grade1, VS2- Very slightly included grade2 Inclusions are classed as noticeable, SI1- slightly included grade1, SI2- slightly included grade2 Inclusions classed as obvious may affect transparency, I1- included grade1, I2- included grade2, I3- included grade3.
Our Pawnbroking Loan Rates
Terms
All our loans are for 6 months and are secured against your valuables. Maximum APR (including all fees): 93.21%. Minimum and maximum repayment term of 6 months. These loans are redeemable at any point during the loan period. Only the loan amount and accrued monthly interest are payable if the loan is redeemed before the end of the loan term.
REPRESENTATIVE EXAMPLE
Loan amount of £1,000. Loan term of 6 months. Interest rate of 6.5% per month (fixed). Total interest of £390 over 6 months. Total repayable amount in one instalment is £1,390. Representative APR is 93.21% (including all fees).
Risk Warning: If the loan is not repaid, the assets may be sold.
Related Reading
Why is Tiffany So Expensive? Behind The Tiffany Blue Box
Is owning a Tiffany piece truly about the price, or is it about embracing a legacy of elegance that spans generations? For over 180 years, Tiffany & Co has symbolised luxury, elegance, and...
Van Cleef and Arpels’ Celebrity Status Jewellery
Van Cleef & Arpels is the epitome of high-end jewellery, where luxury and art come together in perfect harmony. Their pieces tell stories of elegance and magic, showcasing incredible vision and...
How To Distinguish Fake Vs Real Cartier Love Jewellery?
Cartier excels as an ultra-stylish and sophisticated luxury jewellery and watch brand with a rich history. Among its iconic creations, the Cartier Love jewellery collection holds a special place,...