Pawnbrokers Online
Looking for a safe and secure online pawn shop UK?
Transact with us from the comfort of your own home with our insured online pawnbroker service. Online pawnbrokers are just as safe, secure and you get exactly the same deal as our physical London pawnbroker shops – which have been faithfully serving customers since 1770.
Why choose us
Fast
Receive money in as little as an hour.
Expert
Trusted pawnbroker and jeweller for over 250 years.
Competitive
Accurate valuations and competitive loan rates.
Confidential
Discreet service with no credit checks.
Fast
Receive money in as little as an hour.
Expert
Trusted pawnbroker and jeweller for over 250 years.
Competitive
Accurate valuations and competitive loan rates.
Confidential
Discreet service with no credit checks.
Get a Free Quote NOW
0800 038 9839A FAST AND SIMPLE PROCESS
1. Contact Us
Get in touch with us online, in-store or by phone.
2. Accept Offer
RECEIVE YOUR OFFER FROM OUR SPECIALISTS IN AS LITTLE AS 1 HOUR.
3. RECEIVE MONEY
ACCEPT THE AGREEMENT AND RECEIVE THE MONEY VIA SAME-DAY BANK TRANSFER.
SAFE & SECURE ONLINE PAWNBROKERS
TRANSPORT – We use trusted courier services to collect items from your home and securely deliver to us with insurance cover up to £20,000. If your luxury item(s) is/are of higher value then our staff will arrange a home visit to value and collect your item(s), increasing insurance cover to £100,000.
STORAGE – While your luxury online pawn item(s) is being valued and held as loan security, it remains fully insured and is stored in protective packaging in our highly secure vaults, or for larger items such as cars, at one of our partner’s specialist facilities.
CARE – When your valuables are with us we take every step necessary to look after your items to make sure your luxury items are returned to you in the same condition we received them upon settlement of your online pawn loan.
Useful Guides
Pawnbroking for beginners
Everything you need to know about pawnbroking
Consignment Vs Direct Selling
A guide to consignment selling jewellery and watches
Sell Vs Pawn Gold Guide
A guide to selling and pawning gold in 2024
Pawn Vs Sell Guide
Our pawn vs sell guide highlights the pros and cons
Our Pawn Shop Interest Rates
| Loan Amount | Monthly Interest Rate | APR % (Annual Percentage Rate) |
|---|---|---|
| £0 – £4999.99 | 6.5% | 93.21% |
| £5,000 – £14,999.99 | 6.0% | 84.96% |
| £15,000 – £49,999.99 | 5.0% | 69.00% |
| £50,000+ | 4.0% | 53.76% |
FREQUENTLY ASKED QUESTIONS
Online Pawn Luxury Assets
What assets do you offer loans against?
We are a high-end online pawn shop specialising in offering fast loans against luxury watches, jewellery, diamonds, gold, fine art, antiques, classic cars, handbags, rare books, and other luxury items.
Which watch brands can be pledged?
We offer online pawn loans against top tier luxury Swiss watch brands such as Rolex, Patek Phillippe, Cartier, Breitling, Omega and Hublot.
How do you value assets?
Our experts use market intelligence such as auction valuations, the gold spot rate and the diamond price index. Age, condition and rarity are assessed by our experts to ensure a fair valuation and online pawn shop quote.
Where are my assets stored?
Smaller valuables such as watches and jewellery are securely held in our London based vaults. Larger items such as cars are safely stored by our specialist UK partners.
Do you have an online pawn shop?
We have one of the best London pawn shops selling online. Our online pawn shop offers watches and jewellery for sale following any required cleaning and refurbishment.
When do I get my assets back?
Your items will be promptly and securely returned immediately following full repayment of the loan and associated interest.
What jewellery do you offer pawn loans on?
We lend against pre-owned, new, branded and non-branded jewellery, made of silver, gold and platinum. This includes jewellery with diamonds, rubies, sapphires, and other gemstones as well as necklaces, pearls, earrings, brooches and much more. We offer jewellery pawn loans on brands such as Tiffany, Cartier & Boodles.
Online Pawn Lending
How much can I borrow as an online pawn loan?
We calculate borrowing as a percentage of your item value. For example we loan up to 70% against watches and jewellery.
Is your online pawn service regulated?
Our lending service is fully regulated by the Financial Control Authority. Company reference number 731198. Our online pawn agreements are regulated by the Consumer Credit Act.
Do you complete a credit check?
Our online pawn loans are not subject to credit checks as your valuable(s) act as financial security. We do however verify your ID and address before funds are released.
How is the loan formalised?
Our online pawn agreement will be sent by email for your approval through the digital signature tool ‘ Docusign’.This acts as legal acceptance of your loan.
How do I receive the online pawn loan value?
Following formal identification, payment will be made by bank transfer to your UK bank account. Funds cannot be transferred to a third party account.
Can I redeem my online pawn loan early?
Yes, you may repay your loan at any time and interest is only charged up to that point.
Where do you offer online pawn shop services in the UK?
We offer our online pawn shop services throughout the UK. Here are some examples of the areas we serve:
- Home Counties: St Albans, Bromley, Essex, Surrey, Richmond, Maidstone, Kingston, Watford, Reading, Milton Keynes, Croydon.
- Cities: Birmingham, Oxford, Brighton, Cambridge, Manchester, Bristol, Edinburgh, Newcastle, Cheltenham, Eastbourne, Southampton, Plymouth, Liverpool, Leeds, Nottingham, Sheffield, Canterbury.
Wherever you’re based in the UK, we provide insured courier and home collection services for a hassle-free experience.
Our Pawnbroking Loan Rates
Terms
All our loans are for 6 months and are secured against your valuables. Maximum APR (including all fees): 93.21%. Minimum and maximum repayment term of 6 months. These loans are redeemable at any point during the loan period. Only the loan amount and accrued monthly interest are payable if the loan is redeemed before the end of the loan term.
REPRESENTATIVE EXAMPLE
Loan amount of £1,000. Loan term of 6 months. Interest rate of 6.5% per month (fixed). Total interest of £390 over 6 months. Total repayable amount in one instalment is £1,390. Representative APR is 93.21% (including all fees).
Risk Warning: If the loan is not repaid, the assets may be sold.
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